---
Address: 329 Palm Breezes Dr
Property: Rental property / A2EG LLC
Insurer: Citizens Property Insurance Corporation
Policy: 15481774-1
---

# 329 Palm Breezes — Citizens Insurance

## Source and scope

- **Source:** Two user-provided photos of the Citizens policy documents, received 2026-09-17.
- **Brain attachments:**
  - `areas/finances/attachments/329_palm_breezes/Citizens_15481774-1_amended_declarations_page1.jpg`
  - `areas/finances/attachments/329_palm_breezes/Citizens_15481774-1_policy_change_summary.jpg`
  - `areas/finances/attachments/329_palm_breezes/Citizens_15481774-1_amended_declarations_2-pages.pdf`
- This is a **partial photo record**: the declarations page says “Page 1 of 5,” while the separate policy-change summary is “Page 1 of 1.” It should not be treated as the complete five-page policy package.

## Date review — important

- **Policy period:** **November 11, 2025 through November 11, 2026**, at 12:01 a.m. Eastern Time.
- **Transaction:** Amended declarations.
- **Amendment effective date:** **July 27, 2026**.
- **Processed date:** **July 27, 2026**.
- **Policy expiration:** **November 11, 2026**. This is the controlling expiration shown in the supplied documents; there is no 2027 expiration shown.
- Finder/cloud file metadata shows the photos modified **November 17, 2025**, but that is file metadata—not the policy amendment or processing date. The printed document dates are July 27, 2026.

## Policy and insured location

- **Carrier:** Citizens Property Insurance Corporation.
- **Form:** Dwelling Fire DP-3 Special Form Policy — Declarations.
- **Policy number:** `15481774-1`.
- **First named insured:** A2EG LLC.
- **Mailing address:** 220 Emerald Ave, Fort Pierce, FL 34945-2121.
- **Location of residence premises:** 329 Palm Breezes Dr, Fort Pierce, FL 34945-1208, St. Lucie County.
- **Agent shown:** Christina Marie Johnson / Twig Insurance Services Inc.; agency code on the amended record: `P108305_1`.

## Printed coverages and premium

- Coverage A — Dwelling: **$346,700**.
- Coverage B — Other structures: **$6,930**.
- Coverage C — Personal property: **$10,000**.
- Coverage D — Fair rental value: **$34,670**.
- Coverage E — Additional living expense: **$34,670**.
- Personal liability: **$0**.
- Medical payments: **$0**.
- All-other-perils deductible: **$1,000**.
- Hurricane deductible: **$6,934 (2%)**.
- Annual premium shown: **$2,522**.
- Total policy premium including listed charges, assessments, and adjustments: **$2,172**.
- Printed breakdown: hurricane coverage **$1,523**; non-hurricane coverage **$589**.

## Interpretation / follow-up

The July 27, 2026 document is an amendment to an active policy term that began November 11, 2025. The second page appears to document an agent-code change rather than a new annual term. Because the supplied declarations page is only page 1 of 5, retain the complete declarations/forms package if available and confirm whether the policy was renewed after November 11, 2026.