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brain backup 2026-09-14

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Adolfo Reyna
2026-09-14 22:38:47 -04:00
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areas/finances/220_emerald_flood_insurance.md
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@@ -43,9 +43,14 @@ Tags: [areas, finances, insurance, flood, 220_emerald, neptune]
- Mail checks payable to: Neptune Flood Incorporated, PO Box 735653, Chicago, IL 60673-5653.
- Courier deliveries only (FedEx/UPS): JPMorgan Chase, Attn: Neptune Flood Incorporated 735653, 131 S. Dearborn St, Floor 6, Chicago, IL 60603.
## 2026-08-21 Payment Status — User Confirmed
- **Neptune flood renewal was paid.** The user confirmed payment in the family chat; retain the official payment confirmation/receipt if available.
- Policy TNF4366115 covers 220 Emerald Ave through **2027-08-21**.
- **Planning request:** research alternative flood-insurance options before the 2027 renewal payment, then compare price, limits, deductibles, exclusions, lender acceptance, and waiting period against Neptune. Do not cancel or change coverage without explicit approval.
## Follow-up
- Verify after July 22, 2026 that the automatic payment processed for $870.23 and coverage renewed.
- Keep the photo/notice as backup if lender or insurance questions come up.
- Begin alternative-policy research around **June 2027**, before the August 21, 2027 renewal.
- Keep the photo/notice and payment confirmation as backup if lender or insurance questions come up.
## Related
- [[220_emerald_mortgage]]