sync brain updates and archive recent notes
This commit is contained in:
aeroreyna
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Date: 2026-04-07
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Author: JARVIS
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Tags: #taxes #accountant #draft #withdrawal
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---
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# Formal Withdrawal and Request for Data Deletion
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**To:** steve.barnhill@tax.hrblock.com
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**Subject:** Formal Withdrawal and Request for Data Deletion - Adolfo Reyna (2025 Taxes)
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## Message Body
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Dear Steve Barnhill,
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Please be advised that I am officially withdrawing my request for your tax preparation services for the 2025 tax year, effective immediately. This follows my unanswered inquiries on March 12 and March 17 regarding the status of my filing.
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Pursuant to **Treasury Department Circular 230, Section 10.28**, I am formally requesting the prompt return and/or deletion of all "records of the client" that I have provided to you. This includes, but is not limited to, our W-2s, 1099s, mortgage interest statements, and all financial data related to A2EG LLC.
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Please confirm in writing that all electronic copies of these documents have been deleted from your systems and that no further use of our personal information will occur.
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We will be proceeding with an alternative firm for our 2025 filing.
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Best regards,
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Adolfo Reyna
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@@ -12,8 +12,10 @@ This list tracks the documents needed for the 2025 tax filing with the professio
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- `Nextcloud/ReynasShared/Taxes/Taxes2025/`
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## 📋 Status Overview
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- [ ] **Status**: In-Progress
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- [x] **Accountant Status**: Submitted via email (2026-03-09)
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- [x] **Status**: Switched to TurboTax for alternative filing strategy.
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- [x] **Accountant Status**: Withdrawal notice sent to Steve Barnhill on 2026-04-10. TurboTax Online 2025 confirmed (found order confirmation in Nextcloud).
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- [x] **Filing Status**: 2025 taxes completed (reported by Adolfo on 2026-05-04).
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- [x] **Tracking**: No further tax tracking needed until next tax season.
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## 📝 Document Checklist
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@@ -21,14 +23,19 @@ This list tracks the documents needed for the 2025 tax filing with the professio
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- [x] **W-2 (Adolfo)**: Meta (`W-2_Form_2025_...`)
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- [x] **1099-B/DIV (Schwab)**: (`1099 Composite...- 2025_798.PDF`)
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- [x] **1099 (Coinbase)**: (`Coinbase 1099.pdf`)
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- [x] **1099-INT/DIV (Bank Accounts)**: None for 2025 per Adolfo.
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- [x] **1099-INT/DIV (Bank Accounts)**:
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- [x] `alliant 2025 1099.pdf`
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- [x] **HSA Documents**:
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- [x] `2025-1099-SA-original.pdf` (Distributions)
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- [x] `2025-5498-SA-original.pdf` (Contributions)
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### Real Estate
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### Real Estate / Business
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- [x] **Primary Home (220 Emerald Ave)**: (`220Emerald-1098.pdf`)
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- [x] **Rental Home (329 Palm Breezes Dr)**: (`329PalmBTaxes.JPG`, `1098.JPG`)
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- [x] **Wells Fargo Business Account (A2EG LLC)**:
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- [x] Year-end statement (`123125 WellsFargo.pdf`)
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- [x] Partial history (Aug–Dec 2025 in `A2EG Bank/` folder)
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- [x] **A2EG LLC (Business)**:
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- [x] **Business Tax Return**: Completed (`TaxReturnA2EG2025.pdf`)
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- [x] **K-1s**: Ready (`Adolfo E Reyna Orta_K-1.pdf`, `Alicia N Reyna_K-1.pdf`)
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- [x] **Banking**: Year-end statement and history confirmed.
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### Deductions & Credits
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- [x] **EMI Donations**:
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@@ -41,7 +48,7 @@ This list tracks the documents needed for the 2025 tax filing with the professio
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### Other
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- [x] **1099-G**: (`1099-G.JPG`) - Typically for state refunds or unemployment.
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- [ ] **Donations**: Send donations to San Luis (Pending).
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- [x] **Donations**: Send donations to San Luis (Completed March 26).
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## 💡 Notes for Accountant
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- First time using a professional accountant.
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---
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Date: 2026-05-20
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Author: Pi Agent
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Tags: [finances, budget, report, expenses, monthly]
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---
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# 2026-05 Budget Report From Transactions
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## Source
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- File analyzed (read-only, Nextcloud): `~/Nextcloud/ReynasShared/2026-05-15T01_14_39.588Z-transactions.csv`
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- Analysis date: 2026-05-20
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- Coverage used: last 12 months through 2026-05-14 (May 2026 is partial month in export)
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## 1) Normalized Month-to-Month View (Outliers Separated)
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- Normalized monthly income (recent cleaner period Oct 2025–May 2026): `~$28,600`
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- Normalized monthly core spend (includes mortgage): `~$14,250`
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- Normalized monthly one-time/irregular spend: `~$13,680`
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- Mortgage baseline observed: `$5,358.53`
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## 2) Recommended Fixed Monthly Budget (Caps)
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### Core Operating Budget (monthly)
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- Mortgage: `$5,359`
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- Utilities + phone + internet + insurance: `$1,600`
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- Groceries/household essentials: `$1,200`
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- Family care / childcare / school-related: `$900`
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- Dining/coffee: `$600`
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- Auto/transport/gas/tolls: `$500`
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- Medical/health/personal care: `$500`
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- Shopping (general discretionary): `$1,500`
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- Home maintenance (routine): `$700`
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- Software/subscriptions/misc: `$300`
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- Core total target: `~$13,159` (use `$13,500` working cap with buffer)
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### Planned Irregular Budget (monthly sinking total)
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- Taxes reserve: `$2,000`
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- Travel reserve: `$1,200`
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- Home projects reserve: `$1,500`
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- Giving/Gifts reserve: `$1,500`
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- EMI reimbursable float reserve: `$800`
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- Irregular sinking total target: `~$7,000`
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### Total Planned Monthly Outflow Target
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- `$13,500` (core) + `$7,000` (irregular reserves) = `~$20,500/month`
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## 3) Sinking-Fund Plan
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Create and maintain 5 dedicated buckets/sub-accounts:
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1. Taxes Bucket (`$2,000/mo`)
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2. Travel Bucket (`$1,200/mo`)
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3. Home Projects Bucket (`$1,500/mo`)
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4. Giving/Gifts Bucket (`$1,500/mo`)
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5. EMI Float Bucket (`$800/mo`)
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### Rules
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- Spend irregular items only from the matching bucket.
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- If a bucket is empty, defer purchase unless explicitly approved as an exception.
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- Refill all buckets monthly (automated transfers on payday preferred).
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- Review and adjust caps quarterly, especially after stock vest events.
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## Last-12-Month Month-to-Month Report
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| Month | Income | Total Expenses | Core Recurring | One-Time / Irregular | Mortgage in Month | Net (Income - Expenses) |
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|---|---:|---:|---:|---:|---:|---:|
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| 2025-05 | $6,027 | $19,027 | $5,457 | $13,570 | $0 | -$13,000 |
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| 2025-06 | $17,223 | $70,436 | $62,819 | $7,617 | $53,445 | -$53,213 |
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| 2025-07 | $20,766 | $8,907 | $8,073 | $834 | $3,445 | +$11,859 |
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| 2025-08 | $64,230 | $245,251 | $89,960 | $155,291 | $75,613 | -$181,021 |
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| 2025-09 | $27,738 | $36,542 | $20,983 | $15,560 | $0 | -$8,804 |
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| 2025-10 | $26,857 | $18,109 | $17,220 | $889 | $5,359 | +$8,749 |
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| 2025-11 | $25,142 | $48,242 | $19,174 | $29,067 | $5,359 | -$23,099 |
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| 2025-12 | $26,115 | $17,651 | $15,419 | $2,232 | $5,359 | +$8,465 |
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| 2026-01 | $31,141 | $25,639 | $14,044 | $11,595 | $5,359 | +$5,501 |
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| 2026-02 | $21,595 | $35,214 | $12,594 | $22,621 | $5,359 | -$13,620 |
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| 2026-03 | $46,027 | $32,233 | $13,532 | $18,701 | $5,359 | +$13,794 |
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| 2026-04 | $40,253 | $37,446 | $13,146 | $24,300 | $5,359 | +$2,807 |
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| 2026-05* | $11,892 | $8,903 | $8,859 | $44 | $5,359 | +$2,989 |
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- `*` May 2026 is partial in this export (through 2026-05-14).
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## Notes
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- The biggest source of volatility is irregular spending (taxes, travel, projects, gifts/donations), not baseline living costs.
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- Recommended cadence: monthly check-in + quarterly cap adjustment.
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## Related
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- [[Finances Index]]
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- [[220_emerald_mortgage]]
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- [[Areas]]
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- [[Index]]
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---
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Date: 2026-05-20
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Author: Pi Agent
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Tags: [finances, mortgage, 220_emerald, debt]
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---
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# 220 Emerald Mortgage Snapshot
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## Source
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- Provided by Adolfo from lender portal on 2026-05-20.
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## Current Loan Details
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- Next Payment Amount: `$5,358.53`
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- Next Payment Due Date: `06/01/2026`
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- Original Principal Balance: `$646,000.00`
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- Current Principal Balance: `$641,123.46`
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- Origination Date: `08/06/2025`
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- Loan Maturity Date: `09/01/2055`
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- Original Term: `360 months`
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- Remaining Term: `352 months`
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- Prepayment Penalty: `No`
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- Interest Only: `No`
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## Notes
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- Corrected by Adolfo on 2026-05-20 (supersedes earlier typo values).
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- Keep this note as the source of truth for current mortgage numbers unless a newer lender statement is provided.
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## Related
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- [[Finances Index]]
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- [[Areas]]
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- [[Index]]
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---
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Date: 2026-05-26
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Author: Pi-Brain
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Tags: [areas, finances, llc, operations, accounting]
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---
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## A2EG LLC Operations Log
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## 2026-05-26 Updates (A Reyna)
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- Purchased an iPad to support LLC business operations.
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- Next action: get QuickBooks set up for business bookkeeping.
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- Next action: schedule a business sync meeting with Alicia to review:
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- Recent purchases,
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- How business-related purchases should be handled going forward,
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- Tracking/accounting workflow expectations.
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## Task Checklist
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- [ ] Purchase and configure QuickBooks for A2EG LLC.
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- [ ] Schedule A2EG LLC sync meeting (Adolfo + Alicia).
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- [ ] Define standard process for classifying and recording LLC purchases.
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## Proposed Meeting Agenda (A2EG LLC Sync)
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1. Confirm objective of LLC bookkeeping process.
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2. Review recent purchases (including iPad) and business purpose.
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3. Decide category/tag rules for expenses (equipment, software, travel, etc.).
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4. Set receipt/document retention process (where files are stored).
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5. Align on QuickBooks setup (accounts, roles, monthly workflow).
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6. Define approval/notification rule for future purchases.
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7. Assign owners + due dates for next actions.
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## Draft Email (Internal)
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Subject: A2EG LLC Sync Meeting — Purchases, QuickBooks, and Expense Process
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Hi Alicia,
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I’d like to schedule a short A2EG LLC business sync this week to align on recent purchases and our bookkeeping process.
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Main goals:
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- Review recent LLC purchases (including the new iPad) and classify them correctly.
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- Set up QuickBooks for consistent tracking.
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- Agree on a standard process for future business purchases, receipts, and approvals.
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Proposed agenda:
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1) Recent purchases review
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2) QuickBooks setup decisions
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3) Expense handling workflow going forward
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4) Action items and owners
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Would tomorrow morning at a restaurant work for you for this sync?
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Thanks,
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Adolfo
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## Related
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- [[areas/finances/index]]
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- [[Areas]]
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@@ -16,12 +16,13 @@ Overview of the Reyna family financial structure, property management, and inves
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- Management: Handled via **A2EG LLC** (Adolfo, Alicia, Elias, Grace).
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- **220 Emerald Ave**:
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- Status: Primary residence (purchased in 2025).
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- Mortgage: ~$5,000/month.
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- Mortgage details tracked in [[220_emerald_mortgage]].
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## 💼 Income & Employment
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- **Adolfo (A Reyna)**: Primary earner (W2 income from Meta).
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- **Alicia Reyna**: Family manager and homeschooling lead.
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- **Entities**: A2EG LLC.
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- **Operations Log**: [[a2eg_llc_operations]]
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## 📈 Investments & Banking
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- **Schwab**: Investment account for vested work stocks (Meta).
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@@ -36,5 +37,12 @@ Overview of the Reyna family financial structure, property management, and inves
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- **Related Files**: [[Nextcloud:/ReynasShared/Taxes/Taxes2025/]]
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- **Checklist**: [[2025_taxes_checklist]]
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## 🧭 Financial Advisory
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- **Advisor**: James Phillips
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- **Appointment**: Tuesday, June 16, 2026, 11:00 AM – 1:00 PM (Eastern Time)
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- **Join URL**: https://meetings.ringcentral.com/join
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- **Meeting ID**: 321722788
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- **Invitees**: gillespie.alicia@gmail.com, aeroreyna@gmail.com
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---
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[[Areas]] | [[Index]]
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