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daily backup 2026-09-17

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Adolfo Reyna
2026-09-17 23:01:00 -04:00
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areas/finances/220_emerald_homeowners_insurance.md
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@@ -20,9 +20,11 @@ Tags: [areas, finances, insurance, homeowners, 220_emerald, cabrillo, orange_ins
- Payment coupon due date: 2026-08-05.
## 2026 Renewal Declarations — Document-Confirmed (processed 2026-07-30)
- **Nextcloud document:** [`OIH0012918_DEC.PDF`](file:///home/adolforeyna/Nextcloud/ReynasShared/220%20emerald%20ave/OIH0012918_DEC.PDF)
- Local synced path: `/home/adolforeyna/Nextcloud/ReynasShared/220 emerald ave/OIH0012918_DEC.PDF`
- 4-page Orange/Cabrillo renewal declarations, issued/prepared **2026-07-30**; SHA-256: `561d950601262b57195986df416fa39045f70d06df2cbfc2fdc0180c8a578420`.
- **Brain attachment (verified copy):** `areas/finances/attachments/220_emerald/OIH0012918_DEC_2026-07-30.pdf`
- Copied from the verified WhatsApp document cache on **2026-09-17**; 4-page Orange/Cabrillo renewal declarations, issued/prepared **2026-07-30**.
- SHA-256: `561d950601262b57195986df416fa39045f70d06df2cbfc2fdc0180c8a578420`.
- **Original synced reference recorded previously:** [`OIH0012918_DEC.PDF`](file:///home/adolforeyna/Nextcloud/ReynasShared/220%20emerald%20ave/OIH0012918_DEC.PDF)
- Historical local synced path: `/home/adolforeyna/Nextcloud/ReynasShared/220 emerald ave/OIH0012918_DEC.PDF`.
- **Policy term:** `OIH0012918`, **2026-08-06 through 2027-08-06** (12:01 AM at insured location).
- **Current mortgagee and billed payor:** **PENNYMAC LOAN SERVICES LLC**. The declarations front page states **“D-BILL: PENNYMAC LOAN SERVICES LLC”**; page 3 lists Pennymac ISAOA, P.O. Box 6618, Springfield, OH 45501, loan ending/reference `8212730928`. This supersedes the prior FILO/Everstream mortgagee record in the 2025 source packet.
- **Current coverage limits:** dwelling **$442,000**; other structures **$44,187**; personal property **$110,468**; loss of use **$44,200**; personal liability **$500,000**; medical payments **$2,500**.